{"id":2811,"date":"2023-11-13T14:31:04","date_gmt":"2023-11-13T13:31:04","guid":{"rendered":"https:\/\/aurexia.com\/insights\/?p=2811"},"modified":"2023-11-13T14:31:06","modified_gmt":"2023-11-13T13:31:06","slug":"ris-les-impacts-pour-les-etablissements-financiers","status":"publish","type":"post","link":"https:\/\/aurexia.com\/insights\/ris-les-impacts-pour-les-etablissements-financiers\/","title":{"rendered":"RIS : Les impacts pour les \u00e9tablissements financiers"},"content":{"rendered":"\n<p>Aurexia d\u00e9crypte la Retail Investment Strategy (<a href=\"https:\/\/finance.ec.europa.eu\/publications\/retail-investment-strategy_en\">RIS<\/a>) et leurs impacts pour les \u00e9tablissements financiers.<\/p>\n\n\n\n<p>Cette proposition l\u00e9gislative soul\u00e8ve de nombreuses pr\u00e9occupations parmi les acteurs financiers, notamment en ce qui concerne le commissionnement, l&rsquo;\u00e9tablissement de benchmarks sur les co\u00fbts et les performances, et le nombre consid\u00e9rable de mesures de niveau 2 pr\u00e9vues.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-dark-blue-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/aurexia.com\/insights\/wp-content\/uploads\/2023\/11\/Aurexia-Retail-Investment-Strategy-oct2023.pdf\" style=\"border-radius:0px;color:#fefefe\" target=\"_blank\" rel=\"noreferrer noopener\">T\u00e9l\u00e9chargez un extrait de l&rsquo;\u00e9tude<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>L&rsquo;objectif de cette proposition est d&rsquo;augmenter la participation des investisseurs particuliers aux march\u00e9s des capitaux, de renforcer la confiance et la fiabilit\u00e9 de ces march\u00e9s, et d&rsquo;am\u00e9liorer les rendements pour l&rsquo;investisseur individuel.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00c0 travers cet analyse, nous visons \u00e0 :<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udca1&nbsp;Mettre en lumi\u00e8re les nouvelles mesures issues de ce texte<\/li>\n\n\n\n<li>\ud83d\udcca&nbsp;Examiner les impacts op\u00e9rationnels pour les \u00e9tablissements financiers<\/li>\n\n\n\n<li>\ud83d\udee0\ufe0fFaire part de notre approche pour s&rsquo;adapter au mieux \u00e0 ces \u00e9volutions<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2 mesures RIS pr\u00e9sentant un niveau d\u2019impact fort : l\u2019une relative aux co\u00fbts \/ performances et l\u2019autre concernant les r\u00e9trocessions<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mise en place de benchmarks co\u00fbts et performances par les autorit\u00e9s europ\u00e9ennes de supervision<\/li>\n\n\n\n<li>Durcissement des conditions relatives aux r\u00e9trocessions et mieux servir les int\u00e9r\u00eats du client <\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Focus sur le durcissement des conditions relatives aux 5 r\u00e9trocessions et mieux servir les int\u00e9r\u00eats du client<\/strong><\/h3>\n\n\n\n<p>Interdiction des r\u00e9trocessions dans le cadre de la RTO, mais \u00e9tablissement de 2 principales exceptions :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>R\u00e9trocessions relatives \u00e0 la souscription et au placement aupr\u00e8s d\u2019un producteur, lorsque le distributeur fournit des services de RTO<\/li>\n\n\n\n<li>R\u00e9trocessions sur la RTO \u00e0 valeur ajout\u00e9e \/ gestion conseill\u00e9e via un conseil non ind\u00e9pendant<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Aurexia vous accompagne <\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>R\u00e9flexion en amont <\/li>\n\n\n\n<li>Diagnostic d\u00e9taill\u00e9 et dossier de choix <\/li>\n\n\n\n<li>Pilotage du projet et accompagnement m\u00e9tier<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Aurexia d\u00e9crypte la Retail Investment Strategy (RIS) et leurs impacts pour les \u00e9tablissements financiers. Cette proposition l\u00e9gislative soul\u00e8ve de nombreuses&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2815,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[80],"tags":[398],"class_list":["post-2811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banque-de-detail","tag-ris"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RIS : Les impacts pour les \u00e9tablissements financiers - Aurexia Insights<\/title>\n<meta name=\"description\" content=\"Aurexia d\u00e9crypte la Retail Investment Strategy (RIS), et leurs impacts pour les \u00e9tablissements financiers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aurexia.com\/insights\/ris-les-impacts-pour-les-etablissements-financiers\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RIS : Les impacts pour les \u00e9tablissements financiers - 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