{"id":2742,"date":"2023-10-17T14:09:58","date_gmt":"2023-10-17T12:09:58","guid":{"rendered":"https:\/\/aurexia.com\/insights\/?p=2742"},"modified":"2023-10-17T14:09:59","modified_gmt":"2023-10-17T12:09:59","slug":"acpr-application-dda","status":"publish","type":"post","link":"https:\/\/aurexia.com\/insights\/acpr-application-dda\/","title":{"rendered":"Analyse des recommandations de l&rsquo;ACPR sur l&rsquo;application de la DDA"},"content":{"rendered":"\n<p>La <a href=\"https:\/\/acpr.banque-france.fr\/sites\/default\/files\/media\/2023\/07\/18\/20220718_recommandation_dda.pdf\">recommandation de l\u2019ACPR<\/a> concernant l&rsquo;application de la directive de distribution en assurance (DDA) pr\u00e9cise les attendus en mati\u00e8re de gouvernance des produits<br>d\u2019assurance, de r\u00e9mun\u00e9rations, de pr\u00e9vention et de gestion des conflits d\u2019int\u00e9r\u00eats. <\/p>\n\n\n\n<p>Cette recommandation est effective \u00e0 compter du 1er janvier 2024.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-dark-blue-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/aurexia.com\/insights\/wp-content\/uploads\/2023\/10\/Aurexia-Analyse-Recommandations-ACPR-de-juillet-2023-sur-DDA.pdf\" style=\"border-radius:0px;color:#fffefe\" target=\"_blank\" rel=\"noreferrer noopener\">T\u00e9l\u00e9charger un extrait de notre \u00e9tude<\/a><\/div>\n<\/div>\n\n\n<\/p>\n<p>Cette \u00e9tude reprend l&rsquo;analyse de la recommandation de l&rsquo;ACPR sur l&rsquo;assurance vie et les produits de capitalisation, ainsi que :\u00a0<\/p>\n<h3><strong>Les objectifs\u00a0<\/strong><\/h3>\n<ul>\n<li>Pr\u00e9coniser les bonnes pratiques aux personnes agissant en qualit\u00e9 de concepteurs et\/ou de distributeurs<\/li>\n<li>Pr\u00e9ciser la mise en \u0153uvre de la DDA sur les piliers, Gouvernance produit, R\u00e9mun\u00e9ration, Pr\u00e9vention et gestion des conflits d\u2019int\u00e9r\u00eats<\/li>\n<\/ul>\n<h3><strong>Le p\u00e9rim\u00e8tre d&rsquo;application\u00a0<\/strong><\/h3>\n<p>La recommandation s\u2019applique aux concepteurs et distributeurs d\u2019assurance vie et on vie \u00e0 l\u2019exclusion des produits \u00e9labor\u00e9s sur mesure \u00e0 la demande d\u2019un client donn\u00e9.<\/p>\n<h3><strong>Les interventions d&rsquo;Aurexia\u00a0<\/strong><\/h3>\n<ul>\n<li>La veille sur place<\/li>\n<li>La d\u00e9clinaison op\u00e9rationnelles des nouvelles r\u00e9glementations\u00a0<\/li>\n<li>L&rsquo;accompagnement op\u00e9rationnel des m\u00e9tiers dans leurs travaux<\/li>\n<li>La transformation et l&rsquo;efficacit\u00e9 op\u00e9rationnelle<\/li>\n<li>Le diagnostic et la rem\u00e9diation\u00a0<\/li>\n<\/ul>\n<h3><strong>Les probl\u00e9matiques des Direction de conformit\u00e9\u00a0<\/strong><\/h3>\n<ul>\n<li>S\u00e9curit\u00e9 financi\u00e8re<\/li>\n<li>Contr\u00f4le permanent et risques <span style=\"font-size: inherit;\">op\u00e9rationnels<\/span><\/li>\n<li>Ethique professionnelle, d\u00e9ontologie et <span style=\"font-size: inherit;\">anti-corruption<\/span><\/li>\n<li>Protection des int\u00e9r\u00eats des clients et <span style=\"font-size: inherit;\">int\u00e9grit\u00e9 des march\u00e9s<\/span><\/li>\n<li>R\u00e9glementation fiscale<\/li>\n<\/ul>\n<h3><strong>Contactez-nous pour vos besoins d&rsquo;accompagnement<\/strong><\/h3>","protected":false},"excerpt":{"rendered":"<p>La recommandation de l\u2019ACPR concernant l&rsquo;application de la directive de distribution en assurance (DDA) pr\u00e9cise les attendus en mati\u00e8re de&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2745,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[29],"tags":[212,49,185],"class_list":["post-2742","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance","tag-acpr","tag-assurance","tag-dda"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Analyse des recommandations de l&#039;ACPR sur l&#039;application de la DDA -<\/title>\n<meta name=\"description\" content=\"Analyse de la recommandation de l&#039;ACPR du 17 juillet 2023 sur l&#039;application de la directive de distribution en assurance (DDA)\" \/>\n<meta name=\"robots\" content=\"index, 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